1st Time Buyer's Guide

I worked with Brian and his amazing team twice in 2017. For my first loan, we had an extremely tight timeline, and Brian assured me he could meet the deadline. Brian not only met but exceeded the short timeline and provided and extraordinarily smooth experience. Throughout the entire process Brian and his team thoroughly answered my many questions and updated me at every turn. My second time working with Brian was on a refinance in which he was exceedingly proactive in communicating and making with entire experience very pleasant on my end. I would wholeheartedly Brian Decker for anyone in need of a home loan or mortgage refinance.

Brian is killing it! He takes the complexity of the Crypto market and simplify it with straight to the point info. Truly a diamond in the rough. Cheers to bringing me along on this ride to bettering my financial situations.

Brian was very proactive and forth coming with information. He answered questions before we even had them. Along with a detailed email/phone call about where we were in the process, he also had videos to accompany each phase of the process. Brian is very knowledgeable, and we will use him again in the future if we have any additional needs.

Brian Decker is amazing. We contacted him to get pre-approval for a home purchase. After submitting the necessary documents, we received our loan approval in record time. Brian is very knowledgeable and keeps constant communication with you during the entire process. We were amazed to received video messages from him with status updates of where we were in the process. I would highly recommend Brian to all friends and family that are looking to buy or refinance a new or existing loan.

Brian was great, very intelligent, easy to work with. Being a loan officer myself I didn't need much guidance but the videos he sends in his emails explaining everything was a great added touch and made communication easier as someone who has a hard time getting away from work to handle these things and have long phone calls. Him and his team were very responsive, and pricing was phenomenal, got a better deal than I could get with some of my friends who are brokers. Has more options than most lenders out there. Very happy and very satisfied with the service provided, closed ahead of schedule. As a loan officer and first-time home buyer I would recommend Brian and Modern Lending to anyone.

Brian has gone above and beyond to work with our busy schedules and make the process so easy. We had full transparency every step of the way and any questions or concerns we had been promptly clarified and addressed. I would highly recommend Brian and Modern Lending to any first-time buyers like us! We are so grateful to have been able to go through this process with clear understanding

We have done business with Brian in the past. When another company contacted us I didn't like what they had to offer and immediately reached out to Brian. He said he could save me half what they were charging, and even promised me a lower interest rate than expected. He was adamant about what he could do for us and help with getting what we need to pay things off. Brian and his team were wonderful throughout the whole process and even went the extra mile on each corner we turned and had an issue. Brian and his team came through for us. I would recommend him and will continue to go back to him again and again.

This is our second loan with Brian Decker and there's a reason why! Brian and his team are simply the BEST!! We had such wonderful experience with Brian 6 years ago that it was a no brainer to use him again. His response time and communication are quick and easily understood. He sent a custom video explaining the loan and what to expect. And after each step of the loan was completed, we received a video explaining the next step. Our business is important to Brian, and it shows. Thank you, Mr. Decker, for everything. We will continue to send family and friends your way when looking for a loan. Best wishes and health to you!

We worked with Brian for our loan on our first home purchase. As you know the market is crazy and having fast response times can make you more competitive. Brian and his team were responsive, had streamlined online services, answered questions as they came up and gave us personalized videos to help guide us through the process. His team is top notch, professional and very knowledgeable. We will work with Modern Lending when we are ready for our second home or vacation home!

Brian and his team were very responsive, answered all our questions in a timely manner, and made our refinancing process as painless as possible! They helped us with our first loan and refinance. We will continue to recommend Modern Lending to everyone!